Initiative 428: payday loan interest cap
Yes vote: Cap payday loan rates at 36% APR. Result: Approved. Measure reference (Ballotpedia)
Support vs. oppose
| Receipts | From organizations | From individuals (aggregate) | Expenditures | In-state | Out-of-state | State not reported | |
|---|---|---|---|---|---|---|---|
| support | $3.89M | $3.79M | $102,500 | $2.75M | $270,357 (7%) | $3.37M (87%) | $250,581 (6%) |
| oppose | No registered oppose committee found in NADC data | ||||||
In-state/out-of-state uses the contributor State reported on each receipt. Legacy (2015–2020) forms report a state only on Form B-1AB; receipts on Forms B-2A/B-4A/B-5 and loans have no state and appear as "not reported".
Money flow
Columns: upstream grantmaker (IRS 990 grants to Nebraska-address organizations in the vote year and the two prior tax years, purple) → contributing organization → ballot committee → spending category. Grant links are made by matching organization names between IRS and NADC filings; a grant to an organization is not evidence it paid for this campaign — final use of those grants is undisclosed. Upstream donors to contributing organizations are not disclosed unless shown. Hover any band for its source filing.
Receipts over time (by month)
■ NEBRASKANS FOR RESPONSIBLE LENDING (support)
NEBRASKANS FOR RESPONSIBLE LENDING (support; NADC ID 19BQC00484; active 2019, 2020)
Receipts $3.89M · expenditures $2.75M · 9 contributing organizations · individuals (aggregate) $102,500. Source data
Top contributing organizations
| Organization | Type (as reported) | State | Years | Amount | Source |
|---|---|---|---|---|---|
| SIXTEEN THIRTY FUND † | Business (For-Profit and Non-Profit entities) | DC | 2019, 2020 | $1.89M | NADC legacy dataset |
| AMERICAN CIVIL LIBERTIES UNION, INC. | Business (For-Profit and Non-Profit entities) | NY | 2019, 2020 | $1.34M | NADC legacy dataset |
| HOPEWELL FUND † | Business (For-Profit and Non-Profit entities) | DC | 2020 | $268,903 | NADC legacy dataset |
| NE APPLESEED CENTER FOR LAW IN THE PUBLIC INTEREST | Business (For-Profit and Non-Profit entities) | NE | 2019, 2020 | $176,546 | NADC legacy dataset |
| WOMEN'S FUND OF OMAHA † | Business (For-Profit and Non-Profit entities) | NE | 2019, 2020 | $55,065 | NADC legacy dataset |
| FAIRNESS PROJECT, THE | Business (For-Profit and Non-Profit entities) | DC | 2019, 2020 | $52,916 | NADC legacy dataset |
| VOICES FOR CHILDREN IN NEBRASKA † | Business (For-Profit and Non-Profit entities) | NE | 2019, 2020 | $5,868 | NADC legacy dataset |
| FRASER STRYKER PC LLO † | Business (For-Profit and Non-Profit entities) | NE | 2019 | $5,785 | NADC legacy dataset |
| ACLU OF NEBRASKA, INC. † | Business (For-Profit and Non-Profit entities) | NE | 2020 | $593 | NADC legacy dataset |
Spending by category
| Advertising, media & mail | $1.74M |
| Consulting | $590,675 |
| Staff & payroll | $215,417 |
| Other / not itemized by purpose | $78,403 |
| Legal, compliance & accounting | $63,844 |
| Polling & research | $41,630 |
| Office, data & supplies | $10,966 |
| Petition circulation | $7,728 |
| Travel & events | $656 |
| Fees & processing | $200 |
Categories are assigned from each expenditure's reported description/purpose by keyword; in-kind contributions received are reported by NADC as expenditures too.
† name also appears as a recipient or filer in the IRS 990 grant data loaded for the Funder networks page (organization-name match, not an identifier match).